Terms of Service

1. Acceptable Use Policy

When using our services, you agree to:

• • Provide accurate and complete information when requested
• • Use our services only for lawful purposes and in accordance with these terms
• • Maintain the confidentiality of any account credentials or sensitive information
• • Respect the intellectual property rights of Compass Tenet and others

2. Prohibited Uses

You may not use our services to:

• • Engage in any fraudulent, deceptive, or illegal activities
• • Transmit harmful code, viruses, or malicious software
• • Interfere with or disrupt the operation of our website or services
• • Attempt to gain unauthorized access to our systems or user accounts
• • Violate any applicable laws or regulations

3. Service Access Requirements

To access our services, you must:

• • Be at least 18 years of age or the age of majority in your jurisdiction
• • Have the legal capacity to enter into binding agreements
• • Not be prohibited from receiving our services under applicable laws

4. Fair Usage Guidelines

We strive to provide quality services to all users. Excessive or abusive use of our services may result in temporary suspension or termination of access. We reserve the right to determine what constitutes fair usage based on our professional judgment and industry standards.

5. Account Creation Requirements

When engaging our services, you may be required to provide:

• • Valid business or personal identification information
• • Accurate contact details for service communications
• • Relevant financial documentation necessary for service provision
• • Updates to this information as circumstances change

6. Account Security Responsibilities

You are responsible for:

• • Maintaining the confidentiality of your account information and credentials
• • All activities that occur under your account or credentials
• • Notifying us immediately of any unauthorized access or security breaches
• • Taking reasonable steps to protect sensitive financial information

7. Account Suspension and Termination

We reserve the right to suspend or terminate your access to our services if:

• • You violate these Terms of Service or our policies
• • You provide false or misleading information
• • Payment for services is not received as agreed
• • We determine that continuing the relationship is not in our mutual interest

You may terminate your use of our services at any time by providing written notice. Termination does not relieve you of obligations for services already rendered or fees already incurred.

8. Multiple Account Policies

Unless expressly agreed upon for legitimate business purposes, users should maintain only one active service relationship with Compass Tenet. Multiple accounts created to circumvent service limitations or engage in prohibited activities may result in termination of all accounts.

9. Service Uptime and Maintenance

We strive to maintain consistent availability of our website and services. However:

• • We do not guarantee uninterrupted access to our website or services
• • Scheduled maintenance may temporarily limit access to certain features
• • We will provide advance notice of planned maintenance when possible
• • Emergency maintenance may be performed without prior notice

10. Feature Availability

The specific features and services available to you may vary based on your service package, geographic location, and applicable regulations. Not all features described on our website may be available in all jurisdictions or to all users.

11. Geographic Restrictions

While we serve clients worldwide, certain services may not be available in all countries due to regulatory, legal, or practical considerations. We reserve the right to restrict access to our services from specific geographic locations.

12. Service Modifications and Updates

We may modify, update, or discontinue our services at any time:

• • Changes to improve functionality or user experience
• • Updates to comply with new regulations or legal requirements
• • Adjustments based on evolving business needs or market conditions
• • We will make reasonable efforts to notify affected users of material changes

13. Content Ownership

All content on our website, including text, graphics, logos, images, and software, is the property of Compass Tenet or its licensors and is protected by copyright, trademark, and other intellectual property laws.

14. User-Generated Content Rights

When you provide information or materials to us:

• • You retain ownership of your original content and data
• • You grant us a limited license to use this information to provide our services
• • We may use anonymized or aggregated data for service improvement and analysis
• • You represent that you have the right to provide any materials you submit to us

15. License Grants

Subject to your compliance with these terms, we grant you a limited, non-exclusive, non-transferable license to access and use our services for their intended purpose. This license does not include any right to resell or commercial use of our services or content.

16. Copyright and Trademark Notices

Compass Tenet and our logo are trademarks of our company. You may not use these marks without our prior written permission. All other trademarks appearing on our website are the property of their respective owners.

17. Service Fees

Fees for our services are as specified in your service agreement or as displayed on our website. All fees are quoted in USD unless otherwise stated. Prices are subject to change with reasonable notice.

18. Payment Terms

Payment is due as specified in your service agreement. Late payments may result in service suspension and may incur additional fees. You are responsible for all taxes associated with the services provided.